Financing
Build the water feature you actually want.
Financing lets you start your project now and pay for it over time. Through our partner Hearth, you can prequalify in under 2 minutes with no impact to your credit score. Loans from $1,000 to $250,000, terms from 2 to 12 years, and no prepayment penalties.
Prequalify in under 2 minutes
Answer a few quick questions online and see personalized options in minutes, with no impact to your credit to check rates.
Multiple lenders, one form
Hearth compares multiple lenders behind the scenes and shows you your best offer. Loans from $1,000 to $250,000, terms from 2 to 12 years, no prepayment penalties.
Options for a range of budgets
From fountainscapes to natural swimming ponds, financing helps homeowners plan the feature they actually want, not the compromise.
How it works
Financing is handled by our partner Hearth, which matches homeowners with lenders that offer home improvement loans. You submit a short form, Hearth compares multiple lenders to find your best offer, and you choose the one that fits. There is no obligation, and checking your options does not affect your credit score.
Rates, terms, and availability are set by the lenders and depend on your credit profile and other factors. We do not set the terms, and offers vary by applicant. We are happy to talk through how financing might fit into your project during your consultation.
Financing is provided by third-party lenders through Hearth. NEAL is not a lender and does not guarantee any specific rate, term, or approval outcome.
What you can finance
Financing works for almost every project we take on, big or small.
- •New installs, from fountainscapes to natural swimming ponds
- •Repairs and renovations of existing water features
- •Waterfalls, streams, and fountains
- •Seasonal cleanouts and maintenance
- •Pond and landscape lighting
Why homeowners choose financing
Start sooner
Break ground this season instead of waiting another year to save up.
Keep your savings
Keep your reserves for what matters, and pay for your project over time.
Break up the cost
Predictable monthly payments make a bigger project feel manageable.
Boost home value
A well-built water feature is a long-lived improvement to your property.
Ready to see your options?
Check your rate in a few minutes with no impact to your credit, or start a conversation with our team and we will walk you through it.